Merger of equals

Last Updated on February 18, 2026 by Hannah Seeley

A merger of equals occurs when two credit unions of comparable size decide to merge into a single organization. In this situation, neither credit union is the “acquirer,” which means both organizations have an equal say in branding and leadership decisions. Merger of equals can help protect members’ interests by giving each credit union equal power. However, it needs member approval via a vote to go through.

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